So you think you need a water main line replacement. Now what? Will your homeowners’ insurance cover the costs? As a homeowner, the thought of paying for the line replacement out of your own pocket can be overwhelming, and it may not be necessary. So let’s look at what homeowners’ insurance will cover and who is responsible for the costs.
What Happened to the Water Main Line?
Whether or not you are responsible for the costs of replacement depends largely on how the damage occurred. For example, if you were digging in your lawn and cut into the water line coming from your meter, your homeowners’ insurance policy may cover it. On the other hand, if the water line is old and damaged from general wear and tear, improper installation, or damage from tree roots or pests, insurance is unlikely to cover the replacement costs.
What if the water main itself breaks? In that case, the city should be responsible for repairing the break, but you will still need to cover the costs of the line repair or replacement of the water main line that goes to your home. If your home has property damage due to the water main break, get in touch with the city and your insurance company to find out how to proceed.
Do You Have Water Line Insurance?
Some homeowners take out water line insurance to avoid paying out of pocket for the costs of repair and replacement when the worst happens. If you have this type of insurance, check the policy to learn the details. In most cases, depending on the level of coverage you purchased, the insurance may cover part or all of the water line replacement and property damage costs due to a broken line. Look for a plumber who specializes in water line replacement services for best results and to avoid problems in the future.
What’s Involved in Water Line Replacement?
With today’s trenchless technology, plumbers can replace the water main line without digging up your property. The right plumbing team will take all the necessary precautions to make replacement safe and effective. Hiring pro plumbers to handle the replacement will prevent additional damage and costly repairs to your line and property.
Choose Progressive Plumbing for Expert Water Main Line Replacement
At Progressive Plumbing, you’ll find full-service plumbing services, including professional water main line replacement. We offer same-day appointments throughout Northern Atlanta, including Alpharetta, Duluth, Johns Creek, Dunwoody, and Suwanee. Our licensed plumbers pay attention to every detail and provide unsurpassed customer service.
Will insurance cover water main line replacement? Even if you don’t have insurance to cover the costs, trust us for affordable services. Connect with us today to schedule an appointment.